Chapter 5

The passage I found most intriguing was the section of page 114 where it mentions a supposed morality of insurance companies making coverage more difficult for the sick or vulnerable to get healthcare. To me, that comes back to the market being 'amoral' rather than perfect for everybody. It makes a good point however, It just makes business sense, and is best for all in the long run for those policies to work as they do (of course, to a rational level, not necessarily over-burdening the sick). While the policies may not be perfect all of the time to everybody, I agree with the concept, and view it as just another pawn moved by the force of the market.