Chapter the tenth

A point I found particularly poignant was Wheelan's comment about my grandmother's collateral. My uncle just had a huge and messy divorce; it turned out that his wife (Voldemort given form) had cheated on him, embezzled money from his business (ruining it), gotten into huge amounts of debt to her friends, and then borrowed money from the bank using all of his stuff and their house (which was currently leased to them rather than owned) as collateral. Even though the use of illiquid capital  as collateral is a great, it was used against my uncle to effectively ruin his credit and economic stability.